Traveling Outside the U.S. with Medicare: What You Need to Know
Posted: August 21, 2022
Medicare will not pay for healthcare outside the U.S., except under specific rare circumstances. That means in most cases, you are not covered anywhere other than the 50 states, the District of Columbia, the U.S. Virgin Islands, Puerto Rico, American Samoa, the Northern Mariana Island, and Guam. Under What Circumstances Will Medicare Pay for Healthcare Outside the U.S.? There are only three situations in which...
Your Guide to Medigap and Other Medicare Supplement Plans
Posted: August 6, 2022
Medigap is Medicare supplemental insurance. Private insurance companies sell these policies. They are designed to help cover the gaps in healthcare costs with original Medicare, such as deductibles, co-payments, and co-insurance. It can also help with services Medicare does not cover, including travel outside the U.S. Why You Might Need Medigap Insurance Original Medicare Parts A and B will not cover all expenses if you...
Qualifying For Medicare Before Age 65
Posted: July 21, 2022
When you turn 65, you automatically become eligible for Medicare if you qualify for Social Security benefits or are a citizen or permanent resident living in the U.S. Certain people under the age of 65 may also be eligible for Medicare due to disability. What Qualifies a Person Under Age 65 for Medicare? Medicare is available for certain people with disabilities who are under the...
5 Tips to Take Care of Our Senior Citizens
Posted: July 6, 2022
We love our seniors and want to take care of them. They deserve our respect and appreciation for all they have done for us. The following are some tips to help improve an older person’s quality of life. Encourage Exercise and Physical Activity Walking, dancing, swimming, ping pong – any activity that gets the body moving – can help older people feel better, mentally, and...
What Is a High Deductible Health Plan (HDHP)?
Posted: June 25, 2022
A high deductible health plan (HDHP) is a plan with a higher deductible than traditional health insurance. The premiums may be lower, but you have to meet a higher deductible (payout of pocket for more health care costs) before your coverage kicks in. An HDHP is often combined with a health savings account (HSA), which allows you to set aside pre-tax dollars to pay for...