Assisted Living Week 2021: Caring for Seniors and Americans with Disabilities
Posted: September 6, 2021
Assisted Living Week 2021: Caring for Seniors and Americans with DisabilitiesNext week is National Assisted Living Week. It runs from September 12 through September 18, 2021. The theme this year is “Compassion, Community, Caring.” This is a time to celebrate the individuals who reside and work in assisted living and the services these facilities provide. What Are Assisted Living Facilities? Assisted living facilities are residences for older adults and people with disabilities. They are designed...
When to Consider Supplemental Health Insurance
Posted: August 25, 2021
When to Consider Supplemental Health InsuranceSupplemental health insurance can cover out-of-pocket expenses that your regular health insurance plan does not cover. Many older adults purchase this type of plan when they go on Medicare. Younger individuals may also consider supplemental health coverage to pay for deductibles, co-pays, coinsurance, and other expenses that may arise in the event of a serious accident or illness. If you are under age 65 and...
Starting a Family? Consider These Types of Life Insurance
Posted: August 22, 2021
Starting a Family? Consider These Types of Life InsuranceWhen you have children, it is more important than ever to have life insurance. You want to provide for them in case something should happen to you. Death benefits from a life insurance policy could cover the mortgage payments, pay for your child’s college education, and help support your family. What Are the Different Types of Life Insurance? The two main types of life insurance...
Do Freelancers and Gig Workers Get Employer-Sponsored Health Insurance?
Posted: August 10, 2021
Do Freelancers and Gig Workers Get Employer-Sponsored Health Insurance?With the high cost of healthcare today, we all need health insurance. Freelancers and gig workers do not have the benefit of an employer-sponsored group health plan, but they can still purchase health insurance to help cover their medical expenses. The following are some possible options. The Marketplace Individual health insurance is available for purchase through the Marketplace at healthcare.gov. There are many options from...
Why You Still Need Life Insurance After Retirement
Posted: August 7, 2021
Why You Still Need Life Insurance After RetirementIt may seem like a no-brainer to let your life insurance policy lapse or cash it in after you retire. After all, the main purpose of life insurance is to protect your family against the loss of your income should anything happen to you. Actually, life insurance is good for more than simply replacing your income in the event of your death. After a closer...