What is a Life Insurance Ladder Strategy?
Posted: July 7, 2021
What is a Life Insurance Ladder Strategy?If you have family members you love, it is imperative that you protect them by putting a life insurance policy in place. A "ladder" strategy is a technique in which you purchase several term life insurance policies with a range of term periods rather than buying a single policy. Calculating the Financial Needs of Your Loved Ones The process starts with calculating your family's projected...
Does Medicare Pay for Nursing Homes?
Posted: July 6, 2021
Does Medicare Pay for Nursing Homes?There may come a time in the life of an elderly person when a nursing home is the best option. Many older persons are living with a range of age-related conditions that must be managed professionally. Medicare offers some strong advantages for senior healthcare, but not all Medicare plans will help cover the cost of placing your relative in a nursing home. Original Medicare and...
Staying Safe During Summer Exercise
Posted: June 25, 2021
Staying Safe During Summer ExerciseRegular exercise is among one of the best ways to stay healthy throughout your lifetime. During the hot summer months, taking some precautions can help you stay safe and avoid heat-related health risks. Before you go outside to run, walk, or perform any physical activities in hot weather, follow these health tips: Dress Right. Wear clothing that is light in color and wicks away sweat....
An Honest Discussion About Life Insurance
Posted: June 22, 2021
An Honest Discussion About Life InsuranceTalking about life insurance does not need to be morbid or depressing. The discussion can be smooth if you approach the subject right. An estimated 30 percent of families in the USA do not have life insurance, and if your family is part of that 30 percent, it is time to have an honest discussion. We have come up with a few tips on how...
Do I Need More Insurance If I Have Medicare?
Posted: June 21, 2021
Do I Need More Insurance If I Have Medicare?If your income is very low, you may not need more health insurance than Medicare. Low-income individuals who are eligible for Medicare may also qualify for Medicaid – a joint federal and state low-income assistance program. For people who have both, Medicaid will pick up where Medicare coverage leaves off. Full Medicaid beneficiaries can receive dental, vision, long-term care, and other services Medicare does not...