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Do I Need More Insurance If I Have Medicare?

Do I Need More Insurance If I Have Medicare?

If your income is very low, you may not need more health insurance than Medicare. Low-income individuals who are eligible for Medicare may also qualify for Medicaid – a joint federal and state low-income assistance program. For people who have both, Medicaid will pick up where Medicare coverage leaves off. Full Medicaid beneficiaries can receive dental, vision, long-term care, and other services Medicare does not...

What Happens to my Regular Health Insurance When I get Medicare?

What Happens to my Regular Health Insurance When I get Medicare?

When you reach age 65, you gain an advantage – you are eligible for Medicare. If you already have health insurance through your employer, through your spouse, or purchased as an individual, it can help to know how Medicare will affect that health insurance.  When you sign up with Medicare, it is advised that you get assistance from a local insurance agent, as the process...

The Importance of Reviewing Your Life Insurance Policy

The Importance of Reviewing Your Life Insurance Policy

You have likely already completed the hard part – putting a life insurance policy in place. However, it’s imperative you review your policy (or policies) at least once a year. The review will protect you from paying more than you need to, allow you to increase your coverage, or convert a term life insurance policy to a whole life insurance policy.  Why Review Your Life...

Replacing or Updating Your Medicare Beneficiary Card

Replacing or Updating Your Medicare Beneficiary Card

Your Medicare card is a sensitive, personal record that should be kept in a safe place at all times. But life happens, and sometimes Medicare cards get lost, stolen, or damaged. Life circumstances can also change, such as your name or address, and a Medicare card may need to be updated. How do you go about replacing or updating your Medicare beneficiary card? Continuing reading...

8 Tips to Finding a Good Doctor

8 Tips to Finding a Good Doctor

We all want to ensure we have the best primary care physician available, but how do you find a good doctor? You may have to choose a physician in your health insurance network. All health insurance providers list the providers in their network – this is your starting point. Your primary care doctor is the gateway to specialists, testing, yearly physical exams, and treatments. Building...