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Keeping Your Kids Healthy

Kids are natural germ magnets. It can be a challenge to keep them healthy during the best of times, let alone during a pandemic. If you are a parent with young children, the following tips can help you keep your kids healthy, whether they are attending school or sheltering in place at home.  Serve Healthy Meals and Snacks Good nutrition is the bedrock for good...

Beginner’s Guide to Annuities

It is never too late, or too early, to start planning for retirement. Annuities are a popular option with many advantages. You can put away larger amounts of cash, and growth is tax-free until you withdraw the funds. As an investment vehicle, annuities may seem confusing at first. The following is a basic guide to annuities for beginners.  What Are Annuities? Annuities are a relatively...

Understanding the “Welcome to Medicare” Physical Exam

During the first 12 months after enrolling in Part B, Medicare covers a one-time, preventative physical exam. This is known as the “Welcome to Medicare” exam. It includes a thorough checkup and health review. It also provides education and counseling on preventative services, such as screenings and vaccines, as well as referrals for additional care if needed.  No Cost for the “Welcome to Medicare” Physical...

Can I Have Multiple Health Insurance Plans?

Yes, it is perfectly legal to have more than one health insurance plan. With the coordination of benefits, it can work to your advantage. If you have access to two health insurance plans, it can increase your coverage and save you money.  Why Do Some People Have More Than One Health Plan? People can end up with more than one health plan in a variety...

Preparing for the Life Insurance Examination

The healthier you are, the lower the risk for the life insurance company. This is why they usually require a medical exam before issuing a policy. Great results on your examination can help you lock in lower life insurance rates for years to come. Get ready for your life insurance exam with the following tips. Start Preparing Weeks Before Your Exam Some simple dietary changes...