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Mental Health Care: Is It Covered by Medicare?

Medicare covers screening for depression, once a year, at no cost. Medicare also covers various other types of mental health services. A person on Medicare may feel depressed, particularly during the pandemic, when they have been less willing or able to engage in the usual social activities or spending time with loved ones. Symptoms of Depression Depression comes with a set of symptoms, which include:...

How to Avoid the Winter Blues

The “winter blues” are not imaginary. Millions of people feel depressed during the winter months due to the reduced sunlight, which is believed to increase more melatonin, the hormone that triggers sleep, creating feelings of fatigue, lethargy, and depression. Rather than living with the condition, you have options to help elevate your mood. The Science Behind the Winter Blues Your body’s internal clock is a...

Give the Gift of Life Insurance this Holiday Season

The holidays are coming, and you may be wondering what to give your children or grandchildren. Life insurance can be the ideal gift. When purchased for a younger person, the cost of premiums is far lower. Whole Life insurance has the benefit of being an asset that can be borrowed against, provide tax benefits, and financial security. Buying an Insurance Policy for a Child Purchasing...

How to Choose the Right Medicare Supplement Plans

Medicare supplement plans come in various shapes and sizes – and there is no “one size fits all” plan. These plans help with the out-of-pocket costs not covered by Original Medicare such as copays, coinsurance, and deductibles. Choosing the right plan requires looking at your budget and what plan would work best for your needs, based on the types of coverage and the cost. Types...

Most Effective Ways to De-Stress With Family in Town

The holidays are a season to spend time with your loved ones, but they can also be stressful when family is in town. Too much togetherness can be nerve-wracking, and the extra food preparation and present buying can add to the chaos. These are some effective ways to de-stress when the family comes for a visit. Don’t Overdo It Make it a point to pace...