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5 Questions to Ask When Choosing Your Medicare Coverage

5 Questions to Ask When Choosing Your Medicare Coverage

When you enroll in Medicare, you have options for the type of health plan you want. The first choice is whether to go with Original Medicare or to choose a Medicare Advantage Plan (Part C). If you decide to select a Medicare Advantage Plan, the next decision is which plan to choose. It is important to get answers to the right questions so you can...

Understanding the Steps to Buy Life Insurance

Understanding the Steps to Buy Life Insurance

Purchasing life insurance is a critical point in planning for the future. If this is your first time purchasing life insurance, our step-by-step guide can help. How to Buy the Right Life Insurance for You If this is your first time looking into life insurance, take these basic steps to help make a decision about the type of life insurance that best suits your situation:...

5 Quick Tips to Avoid Medicare Scams

5 Quick Tips to Avoid Medicare Scams

Medicare scams in the USA are on the rise. It is essential to be aware of the types of scams out there, so you don't fall prey to scammers who want your personal information. When criminals are successful with Medicare abuse and fraud, it means higher taxes and healthcare costs for everyone. Unfortunately, many people are victims of these scammers – and we don't want...

A Beginner's Guide to Health Insurance Deductibles and Copays

A Beginner's Guide to Health Insurance Deductibles and Copays

Deductibles and copays are both out-of-pocket expenses. Although they both represent a percentage you must pay when seeing a medical practitioner, they are not the same. Your copay is a fee you pay when you fill a prescription or receive medical services. The deductible is an agreed-upon amount you must pay before the total cost of your treatment is covered. Your policy explicitly defines these...

5 Misconceptions About Life Insurance

5 Misconceptions About Life Insurance

Preparing for the future usually involves saving for your children's education or for retirement. You may not have considered life insurance due to misconceptions regarding cost or other issues. Instead of letting false information influence buying this essential life-planning tool, take a moment to get the facts. Life Insurance and You – What Are the Facts? Life insurance is put in place to provide financial...